Investing for income

Share markets are renowned for taking unexpected downturns and while history shows that markets eventually recover, this rebound in value can occasionally take time. Investors concerned about this risk might ...

Inflation vs your savings

Inflation is a slow force working against your financial goals. It can quietly erode the purchasing power of your money over time. While it’s tempting to see cash as a ...

How to read and understand your super statement

Your super may be one of the biggest assets you’ll ever own – and for most of your working life, it works away in the background to grow your retirement ...

Avoiding income tax bracket creep

You earn more money; you pay more tax. So far, so fair. But what’s not so fair happens when your wage rise bumps your earnings into a higher tax bracket, ...

$3 million super tax explained

What’s actually changing and who it affects Known to some as the ‘$3 million super tax’, new legislation effective from 1 July 2026 will add an extra 15% tax on ...

Tips for staying safe online

Investment Scams Investment opportunities that seem too good to be true, probably are. If you’re approached via unsolicited emails or calls from an investment company or financial adviser, it’s crucial ...

Understanding the rules and obligations of an SMSF

While there are benefits in establishing an SMSF, running your own fund is complex and there are many things you have to consider, including: your investment strategy – setting it ...

Super fund fees explained

What are super fund fees? Super fund fees are the costs charged to manage your account and the investments your money is held in. They can cover running your account, ...

Navigating redundancy – make it work for you

Even though redundancies are often part of business, being told your role has become redundant can still leave you feeling blindsided. If it happens towards the end of your career ...

The value of good financial advice

When it comes to financial advice, everyone is different. Some people want to do it all themselves, only needing help at crucial times such as when they’re changing jobs, retiring ...