Butler Private
Butler has always considered our client’s best interests as our number one priority, with that commitment being reflected in the way we conduct our practice and engage with clients.
That approach has helped us build trusted, long-standing relationships with our clients.
The Royal Commission has clearly demonstrated that the financial planning culture of sales and profit above client’s best interests is totally unacceptable to ASIC and the community at large.
With that in mind we have decided to establish Butler Private to provide comprehensive financial planning services, fully embracing the recommendations of the royal commission.
We are totally committed to helping our clients make fully informed decisions without any sales pressure whatsoever.
Am I at Foundation stage?
Establishing your financial future begins by creating perfect foundations. Generally, you’re at this stage when you have a small start-up balance of $200,000 or less in nest-egg assets, not including the family home. Typically, you will:
- want some direction to help reach their financial goals
- be ready to make smart decisions about money
- care about their family
- care about the future, and
- be motivated to take action.
What does Butler Private do?
Perfect foundations strategies are built using the GPS Wealth PERFECT Financial Goals worksheet. PERFECT stands for:
- Protect your family
- Estate plan in order
- Really smart Super
- Foundation support service and team
- Effective debt management
- • Cashflow under control, and
- • Tax under control.
Am I on the Pathway to Wealth?
You are ready to embark on the pathway once your perfect foundations are providing growth, and you typically have:
- accumulated assets of around $200,000 (not including the family home)
- surplus cashflow
- equity in home, and
- a hunger to build wealth.
What does Butler Private do?
Strategies to put you on the Pathway include:
- check the foundations – are they PERFECT (GPS Wealth PERFECT Financial Goals worksheet)
- establish goals – are they really clear? (GPS Wealth Goal Clarification Worksheet & Script, 1-4)
- reduce debt
- accelerate superannuation
- purchase an investment property
- build share portfolio
- smart cashflow
- smart tax.
Am I in Countdown to Retirement?
This crucial stage is exciting and daunting; good advice and trusted support will make the preparation easier and give you confidence. Speak to Butler Private about your next steps when you have:
- more than $300k in nest-egg assets (not including the family home) or more than $300k family income
- a clearly defined goal for retirement, and
- less than 8 years before you are ready to retire.
What does Butler Private do?
Strategies for Countdown to Retirement include:
- check the foundations – are they PERFECT (GPS Wealth PERFECT Financial Goals worksheet)
- re-focus on goals – are they really clear? (GPS Wealth Goal Clarification Worksheet & Script, 1-4)
- confirm how much will they need? (GPS Wealth Goal Clarification Worksheet & Script, 5)
- focus on Super
- transition to retirement (TTR) strategies
- minimise tax.
Am I here?
- Feel your retirement money won’t last?
- Wanting to enjoy retirement?
- Need to make your money stress-free?
- Want to maximise your tax savings?
- Wish to pay little or no tax in retirement?
What does Butler Private do?
We define clear goals for your wealth in retirement
Our team will ensure you have an achievable direction for your wealth and a realistic path to help you get there.
Making the most of your superannuation
We take care of managing any potential SMSF obligations you may have and ensuring your pension remains tax-free.
Creating a world free from tax
Providing assistance in setting up and guiding you through your tax-free world as you embrace retirement to the fullest.
Ongoing support and assistance through reviews
Our team will always be available to answer any of your questions and to regularly review your portfolio to make sure your retirement remains stress-free.
Ensuring you have a securely planned estate
Regularly reviewing your estate plan to ensure it reflects your current circumstances, as well as considering the need to create testamentary trusts as required.
Eliminating debt to enjoy retirement
We will help you eliminate all debt so that you can live your dream retirement without worrying about your money.
Decreasing your personal protection
Reducing or eliminating your personal protection strategies as your needs change.
Butler Private Pty Ltd is a Corporate Authorised Representative (No. 1272253) of GPS Wealth Ltd | AFSL 254 544 | Australian Credit License 254 544 | ABN 17 005 482 726| www.gpswealth.com.au
More Information
- Clients of Butler Private Pty Ltd can read the following items on the FSG & Policies webpage
- Financial Services Guide (FSG)
- GPS Privacy Policy
- GPS Privacy Collection Policy
- GPS Complaints Process
General Advice Warning:
The information contained on this webpage has been provided as general advice only. The contents have been prepared without taking account of your objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this webpage, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs.
Disclaimer:
Whilst Butler Private Pty Ltd is of the view the contents of this webpage is based on information which is believed to be reliable, its accuracy and completeness are not guaranteed and no warranty of accuracy or reliability is given or implied and no responsibility for any loss or damage arising in any way for any representation, act or omission is accepted by Butler Private Pty Ltd or GPS Wealth Ltd or any officer, agent or employee of Butler Private Pty Ltd or GPS Wealth Ltd.
